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Why Independent Agents?
In insurance, there are two types of agents who can help you: captive agents, who work directly for a single insurance company, and independent agents, who work for themselves and can access insurance policies from a range of insurance providers. You can only become a Chubb client through an independent agent.
Many clients value their independent agent for several reasons:
A tailored strategy
Independent agents can help make sure you’ll never have to substitute inferior quality for your home’s most distinctive features.
A trusted advocate
Should you have a claim or an issue with your insurer, independent agents can advocate for you on your behalf.
Expertise
Because independent agents work for you, they can rely on their broad expertise to suggest products from many different insurance providers and find the option that’s best for you.
Simplified process
With a dedicated personal contact, you will get a response quickly when you need it.
Long-lasting partnerships
Independent agents can develop a relationship with you over time and proactively reach out to you, particularly in times when you need their support most.


The Cornerstone Elite
When you see our Cornerstone logo, it designates that an agency has earned the Chubb Personal Insurance Elite Agency Designation. This annual membership program is exclusive to top agents who embody our focus on unparalleled client service and demonstrate a deep understanding of Chubb products and services.
Never worked with an independent agent before?
Here’s some of what our clients had to say about their agents.

Nancy M.
Bluffton, SC
Our agent Rob was here as soon as we made the call. He said, ‘It looks like a disaster, it is a disaster. We’re going to make it new again and we’re not going to argue over any detail.Nancy’sstory
About Chubb
Chubb is the world's largest publicly traded property and casualty insurer. We have a long-standing history as a premium insurer that specializes in serving successful families and individuals with more to insure. With a proud heritage over 200 years strong, Chubb has a history of finding ways to say yes and ways to do more for our clients.